Union FinTech OÜ

Active Registry code 10964710 OÜ Tallinn Registered 2 Sep 2003
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Union FinTech OÜ is a OÜ based in Tallinn, registry code 10964710, status: active. Main activity: Computer programming activities. According to EMTA, turnover for Q3 2026 was €289 823 with 10 employees.

Turnover
289 823 €
↓ 5.8% vs Q2 2026
State taxes
143 987 €
↑ 25.0% vs Q2 2026
Labour taxes
72 659 €
↑ 3.5% vs Q2 2026
Employees
10
−1 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Computer programming, consultancy and related activities · EMTAK 62

  • Turnover · Q3 2026 289 823 €
    industry median 19 078 € · companies in the industry: 7 345
  • Labour taxes per employee 7 266 €
    industry median 2 345 € · companies in the industry: 2 783
  • Revenue · 2025 1.4 mn €
    industry median 14 309 € · companies in the industry: 13 336
  • Net profit margin · 2025 5.3 %
    industry median 15.1 % · companies in the industry: 8 943

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 289 823 € · −5.8% vs Q2 2026 · industry median 19 078 € · above 91% of the industry
0100200300400Q4 2023 Company: 376 541 € Industry median: 20 666 €Q4·23Q1 2024 Company: 381 859 € Industry median: 20 684 €Q2 2024 Company: 324 051 € Industry median: 20 460 €Q2·24Q3 2024 Company: 363 874 € Industry median: 19 818 €Q4 2024 Company: 322 412 € Industry median: 20 482 €Q4·24Q1 2025 Company: 390 331 € Industry median: 20 692 €Q2 2025 Company: 378 322 € Industry median: 21 060 €Q2·25Q3 2025 Company: 356 000 € Industry median: 20 327 €Q4 2025 Company: 340 418 € Industry median: 21 191 €Q4·25Q1 2026 Company: 298 819 € Industry median: 20 665 €Q2 2026 Company: 307 792 € Industry median: 20 000 €Q2·26Q3 2026 Company: 289 823 € Industry median: 19 078 €Q3·260100200300400Q4 2024 Company: 322 412 € Industry median: 20 482 €Q1 2025 Company: 390 331 € Industry median: 20 692 €Q1·25Q2 2025 Company: 378 322 € Industry median: 21 060 €Q3 2025 Company: 356 000 € Industry median: 20 327 €Q3·25Q4 2025 Company: 340 418 € Industry median: 21 191 €Q1 2026 Company: 298 819 € Industry median: 20 665 €Q1·26Q2 2026 Company: 307 792 € Industry median: 20 000 €Q3 2026 Company: 289 823 € Industry median: 19 078 €Q3·26
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 7 266 € · +13.9% vs Q2 2026 · industry median 2 345 € · above 88% of the industry
02 0004 0006 0008 000Q4 2023 Company: 4 970 € Industry median: 2 319 €Q4·23Q1 2024 Company: 5 867 € Industry median: 2 529 €Q2 2024 Company: 5 110 € Industry median: 2 514 €Q2·24Q3 2024 Company: 5 269 € Industry median: 2 481 €Q4 2024 Company: 5 600 € Industry median: 2 431 €Q4·24Q1 2025 Company: 6 139 € Industry median: 2 523 €Q2 2025 Company: 6 964 € Industry median: 2 506 €Q2·25Q3 2025 Company: 7 056 € Industry median: 2 577 €Q4 2025 Company: 5 719 € Industry median: 2 632 €Q4·25Q1 2026 Company: 6 059 € Industry median: 2 408 €Q2 2026 Company: 6 380 € Industry median: 2 335 €Q2·26Q3 2026 Company: 7 266 € Industry median: 2 345 €Q3·2602 0004 0006 0008 000Q4 2024 Company: 5 600 € Industry median: 2 431 €Q1 2025 Company: 6 139 € Industry median: 2 523 €Q1·25Q2 2025 Company: 6 964 € Industry median: 2 506 €Q3 2025 Company: 7 056 € Industry median: 2 577 €Q3·25Q4 2025 Company: 5 719 € Industry median: 2 632 €Q1 2026 Company: 6 059 € Industry median: 2 408 €Q1·26Q2 2026 Company: 6 380 € Industry median: 2 335 €Q3 2026 Company: 7 266 € Industry median: 2 345 €Q3·26
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 10 · −9.1% vs Q2 2026
03581013Q4 2023 Company: 12Q4·23Q1 2024 Company: 10Q2 2024 Company: 11Q2·24Q3 2024 Company: 11Q4 2024 Company: 11Q4·24Q1 2025 Company: 11Q2 2025 Company: 11Q2·25Q3 2025 Company: 10Q4 2025 Company: 11Q4·25Q1 2026 Company: 11Q2 2026 Company: 11Q2·26Q3 2026 Company: 10Q3·2603581013Q4 2024 Company: 11Q1 2025 Company: 11Q1·25Q2 2025 Company: 11Q3 2025 Company: 10Q3·25Q4 2025 Company: 11Q1 2026 Company: 11Q1·26Q2 2026 Company: 11Q3 2026 Company: 10Q3·26
State taxes, € thousand Q3 2026: 143 987 € · +25.0% vs Q2 2026
050100150200250Q4 2023 Company: 92 465 €Q4·23Q1 2024 Company: 127 328 €Q2 2024 Company: 91 178 €Q2·24Q3 2024 Company: 92 570 €Q4 2024 Company: 95 661 €Q4·24Q1 2025 Company: 206 375 €Q2 2025 Company: 125 897 €Q2·25Q3 2025 Company: 115 809 €Q4 2025 Company: 96 514 €Q4·25Q1 2026 Company: 99 145 €Q2 2026 Company: 115 181 €Q2·26Q3 2026 Company: 143 987 €Q3·26050100150200250Q4 2024 Company: 95 661 €Q1 2025 Company: 206 375 €Q1·25Q2 2025 Company: 125 897 €Q3 2025 Company: 115 809 €Q3·25Q4 2025 Company: 96 514 €Q1 2026 Company: 99 145 €Q1·26Q2 2026 Company: 115 181 €Q3 2026 Company: 143 987 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 289 823 143 987 72 659 10
Q2 2026 307 792 115 181 70 183 11
Q1 2026 298 819 99 145 66 648 11
Q4 2025 340 418 96 514 62 908 11
Q3 2025 356 000 115 809 70 563 10
Q2 2025 378 322 125 897 76 603 11
Q1 2025 390 331 206 375 67 526 11
Q4 2024 322 412 95 661 61 596 11
Q3 2024 363 874 92 570 57 962 11
Q2 2024 324 051 91 178 56 206 11
Q1 2024 381 859 127 328 58 673 10
Q4 2023 376 541 92 465 59 641 12
Q3 2023 401 493 92 723 58 487 12
Q2 2023 361 559 86 909 51 154 13
Q1 2023 301 413 72 855 48 980 12
Q4 2022 278 060 58 349 42 237 12
Q3 2022 319 143 79 959 45 584 11
Q2 2022 282 615 56 964 45 867 10
Q1 2022 245 281 67 789 39 039 10
Labour taxes per employee per month
2 422 €
Turnover per employee in the quarter
28 982 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € thousand 2025: 1 361 191 € · −1.3% vs 2024 · industry median 14 309 € · above 98% of the industry
05001 0001 5002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 163 927 € Industry median: 11 130 €20192020 Company: 630 409 € Industry median: 11 075 €20202021 Company: 730 777 € Industry median: 13 105 €20212022 Company: 1 161 030 € Industry median: 15 007 €20222023 Company: 1 454 594 € Industry median: 15 500 €20232024 Company: 1 379 517 € Industry median: 13 785 €20242025 Company: 1 361 191 € Industry median: 14 309 €202505001 0001 5002018 Company: — Industry median: —2019 Company: 163 927 € Industry median: 11 130 €20192020 Company: 630 409 € Industry median: 11 075 €2021 Company: 730 777 € Industry median: 13 105 €20212022 Company: 1 161 030 € Industry median: 15 007 €2023 Company: 1 454 594 € Industry median: 15 500 €20232024 Company: 1 379 517 € Industry median: 13 785 €2025 Company: 1 361 191 € Industry median: 14 309 €2025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 71 718 € · +226.2% vs 2024 · industry median 106 € · above 91% of the industry
-10001002003002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 45 255 € Industry median: 618 €20192020 Company: 33 784 € Industry median: 617 €20202021 Company: 33 023 € Industry median: 829 €20212022 Company: 42 136 € Industry median: 300 €20222023 Company: 252 648 € Industry median: 383 €20232024 Company: -56 835 € Industry median: 249 €20242025 Company: 71 718 € Industry median: 106 €2025-10001002003002018 Company: — Industry median: —2019 Company: 45 255 € Industry median: 618 €20192020 Company: 33 784 € Industry median: 617 €2021 Company: 33 023 € Industry median: 829 €20212022 Company: 42 136 € Industry median: 300 €2023 Company: 252 648 € Industry median: 383 €20232024 Company: -56 835 € Industry median: 249 €2025 Company: 71 718 € Industry median: 106 €2025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 5.3 % · +9.4 pp vs the year before · industry median 15.1 % · above 38% of the industry
-1001020302016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 27.6 % Industry median: 21.0 %20192020 Company: 5.4 % Industry median: 22.4 %20202021 Company: 4.5 % Industry median: 23.6 %20212022 Company: 3.6 % Industry median: 19.1 %20222023 Company: 17.4 % Industry median: 17.8 %20232024 Company: -4.1 % Industry median: 16.3 %20242025 Company: 5.3 % Industry median: 15.1 %2025-1001020302018 Company: — Industry median: —2019 Company: 27.6 % Industry median: 21.0 %20192020 Company: 5.4 % Industry median: 22.4 %2021 Company: 4.5 % Industry median: 23.6 %20212022 Company: 3.6 % Industry median: 19.1 %2023 Company: 17.4 % Industry median: 17.8 %20232024 Company: -4.1 % Industry median: 16.3 %2025 Company: 5.3 % Industry median: 15.1 %2025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 653 109 € · −2.2% vs 2024
02505007501 0001 2502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 664 051 €20192020 Company: 717 533 €20202021 Company: 751 999 €20212022 Company: 786 951 €20222023 Company: 1 018 861 €20232024 Company: 667 540 €20242025 Company: 653 109 €202502505007501 0001 2502018 Company: —2019 Company: 664 051 €20192020 Company: 717 533 €2021 Company: 751 999 €20212022 Company: 786 951 €2023 Company: 1 018 861 €20232024 Company: 667 540 €2025 Company: 653 109 €2025
Equity, € thousand 2025: 481 327 € · +17.5% vs 2024
02004006008001 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 617 187 €20192020 Company: 650 971 €20202021 Company: 683 994 €20212022 Company: 696 129 €20222023 Company: 868 544 €20232024 Company: 409 609 €20242025 Company: 481 327 €202502004006008001 0002018 Company: —2019 Company: 617 187 €20192020 Company: 650 971 €2021 Company: 683 994 €20212022 Company: 696 129 €2023 Company: 868 544 €20232024 Company: 409 609 €2025 Company: 481 327 €2025
Employees 2025: 10 · +0.0% vs 2024 · industry median 1 · above 94% of the industry
035810132016 Company: 1 Industry median: —20162017 Company: 1 Industry median: —20172018 Company: 3 Industry median: 120182019 Company: 2 Industry median: 120192020 Company: 12 Industry median: 120202021 Company: 10 Industry median: 120212022 Company: 10 Industry median: 120222023 Company: 12 Industry median: 120232024 Company: 10 Industry median: 120242025 Company: 10 Industry median: 12025035810132018 Company: 3 Industry median: 12019 Company: 2 Industry median: 120192020 Company: 12 Industry median: 12021 Company: 10 Industry median: 120212022 Company: 10 Industry median: 12023 Company: 12 Industry median: 120232024 Company: 10 Industry median: 12025 Company: 10 Industry median: 12025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 1 361 191 71 718 618 215 653 109 481 327 10
2024 1 379 517 -56 835 606 980 667 540 409 609 10
2023 1 454 594 252 648 550 948 1 018 861 868 544 12
2022 1 161 030 42 136 441 410 786 951 696 129 10
2021 730 777 33 023 340 304 751 999 683 994 10
2020 630 409 33 784 361 884 717 533 650 971 12
2019 163 927 45 255 33 872 664 051 617 187 2
2018 — — — — — 3
2017 — — — — — 1
2016 — — — — — 1
2015 — — — — — 2
2014 — — — — — 2
2013 — — — — — 1
2012 — — — — — 1
2011 — — — — — 1
2010 — — — — — 1
2009 — — — — — 0
2008 — — — — — 0
2007 — — — — — 0
2003 — — — — — 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
5.3 %
Net profit / revenue
Return on equity (ROE)
14.9 %
Net profit / equity
Return on assets (ROA)
11.0 %
Net profit / assets
Equity ratio
73.7 %
Equity / assets
Debt ratio
26.3 %
Liabilities / assets
Current ratio
3.24
Current assets / current liabilities
Revenue per employee
136 119 €
Revenue / average full-time employees
Labour cost per employee per month
5 152 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 28 Apr 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 2 Jul 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 8 Jul 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 9 Jul 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 4 Jul 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 21 Jun 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 17 Nov 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Owner in

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 62101Computer programming activities Main
Rulings
Number, date Title Deadline State Document
Ä 10074242 / M6
6 Jul 2024
Warning of a fine: annual report not filed 5 Aug 2024 Deficiencies eliminated
9 Jul 2024
PDF
Ä 10074242 / 13
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 10074242 / 12
25 Feb 2019
Amendment entry In force
25 Feb 2019
PDF
Ä 10074242 / 11
23 Mar 2018
Second (constitutive) merger entry In force
23 Mar 2018
PDF
Ä 10074242 / 10
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10074242 / 9
8 Nov 2017
Amendment entry In force
8 Nov 2017
PDF
Ä 10074242 / 8
14 Sep 2016
Amendment entry In force
14 Sep 2016
PDF
Ä 10074242 / 7
1 Oct 2014
Second (constitutive) merger entry In force
1 Oct 2014
PDF
Ä 10074242 / M5
15 Sep 2014
Procedural ruling In force
15 Sep 2014
PDF
Ä 10074242 / M4
4 Sep 2014
Ruling to eliminate deficiencies 14 Sep 2014 In force
4 Sep 2014
PDF
Ä 10074242 / 6
17 Jul 2014
Amendment entry In force
17 Jul 2014
PDF
Ä 10074242 / M3
15 Jul 2014
Ruling to eliminate deficiencies 14 Aug 2014 Deficiencies eliminated
16 Jul 2014
PDF
Ä 10074242 / 5
17 Jan 2012
Amendment entry In force
17 Jan 2012
PDF
Ä 10074242 / 4
24 Nov 2011
Entry refused: deficiencies not eliminated In force
13 Dec 2011
PDF
Ä 10074242 / M2
12 Oct 2011
Ruling to eliminate deficiencies 17 Nov 2011 In force
12 Oct 2011
PDF
Ä 74242 / M1
22 Jun 2009
Ruling to eliminate deficiencies In force
22 Jun 2009
PDF
Ä 74242 / 3
17 Jun 2009
Deletion of activities from the registry card In force
17 Jun 2009
PDF
Ä 74242 / 2
12 Sep 2003
Entry decision on the register’s own initiative In force PDF
Ä 74242
1 Sep 2003
First entry In force PDF

Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data