AR Holdings OÜ

Active Registry code 10805561 OÜ Tallinn Registered 26 Sep 2001
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AR Holdings OÜ is a OÜ based in Tallinn, registry code 10805561, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2025 shows revenue of €0 and 0 employees.

Turnover
—
State taxes
—
Labour taxes
—
Employees
1
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Revenue · 2025 0 €
    industry median 0 € · companies in the industry: 3 672

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q1 2025: 0 € · industry median 16 276 € · above 2% of the industry
05 00010 00015 00020 000Q4 2023 Company: 0 € Industry median: 14 078 €Q4·23Q1 2024 Company: 0 € Industry median: 17 274 €Q2 2024 Company: 0 € Industry median: 13 884 €Q2·24Q3 2024 Company: 410 € Industry median: 13 160 €Q4 2024 Company: 0 € Industry median: 15 008 €Q4·24Q1 2025 Company: 0 € Industry median: 16 276 €Q2 2025 Company: — Industry median: 16 066 €Q2·25Q3 2025 Company: — Industry median: 12 383 €Q4 2025 Company: — Industry median: 15 000 €Q4·25Q1 2026 Company: — Industry median: 16 305 €Q2 2026 Company: — Industry median: 14 161 €Q2·26Q3 2026 Company: — Industry median: 13 555 €Q3·2605 00010 00015 00020 000Q4 2024 Company: 0 € Industry median: 15 008 €Q1 2025 Company: 0 € Industry median: 16 276 €Q1·25Q2 2025 Company: — Industry median: 16 066 €Q3 2025 Company: — Industry median: 12 383 €Q3·25Q4 2025 Company: — Industry median: 15 000 €Q1 2026 Company: — Industry median: 16 305 €Q1·26Q2 2026 Company: — Industry median: 14 161 €Q3 2026 Company: — Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q2 2026: 432 € · industry median 2 196 € · above 7% of the industry
01 0002 0003 0004 000Q4 2023 Company: — Industry median: 2 331 €Q4·23Q1 2024 Company: 1 342 € Industry median: 2 206 €Q2 2024 Company: — Industry median: 2 448 €Q2·24Q3 2024 Company: 2 120 € Industry median: 2 272 €Q4 2024 Company: — Industry median: 2 438 €Q4·24Q1 2025 Company: — Industry median: 2 659 €Q2 2025 Company: — Industry median: 2 225 €Q2·25Q3 2025 Company: 3 002 € Industry median: 2 338 €Q4 2025 Company: — Industry median: 2 418 €Q4·25Q1 2026 Company: — Industry median: 2 338 €Q2 2026 Company: 432 € Industry median: 2 196 €Q2·26Q3 2026 Company: — Industry median: 2 214 €Q3·2601 0002 0003 0004 000Q4 2024 Company: — Industry median: 2 438 €Q1 2025 Company: — Industry median: 2 659 €Q1·25Q2 2025 Company: — Industry median: 2 225 €Q3 2025 Company: 3 002 € Industry median: 2 338 €Q3·25Q4 2025 Company: — Industry median: 2 418 €Q1 2026 Company: — Industry median: 2 338 €Q1·26Q2 2026 Company: 432 € Industry median: 2 196 €Q3 2026 Company: — Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026
0.00.20.40.60.81.0Q4 2023 Company: 1Q4·23Q1 2024 Company: 1Q2 2024 Company: 1Q2·24Q3 2024 Company: 1Q4 2024 Company: 1Q4·24Q1 2025 Company: 1Q2 2025 Company: 1Q2·25Q3 2025 Company: 1Q4 2025 Company: 1Q4·25Q1 2026 Company: 1Q2 2026 Company: 1Q2·26Q3 2026 Company: 1Q3·260.00.20.40.60.81.0Q4 2024 Company: 1Q1 2025 Company: 1Q1·25Q2 2025 Company: 1Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: 1Q3·26
State taxes, € Q2 2026: 388 €
01 0002 0003 000Q4 2023 Company: —Q4·23Q1 2024 Company: 1 392 €Q2 2024 Company: —Q2·24Q3 2024 Company: 2 014 €Q4 2024 Company: —Q4·24Q1 2025 Company: —Q2 2025 Company: —Q2·25Q3 2025 Company: 2 855 €Q4 2025 Company: —Q4·25Q1 2026 Company: —Q2 2026 Company: 388 €Q2·26Q3 2026 Company: —Q3·2601 0002 0003 000Q4 2024 Company: —Q1 2025 Company: —Q1·25Q2 2025 Company: —Q3 2025 Company: 2 855 €Q3·25Q4 2025 Company: —Q1 2026 Company: —Q1·26Q2 2026 Company: 388 €Q3 2026 Company: —Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — — — 1
Q2 2026 — 388 432 1
Q1 2026 — — — 1
Q4 2025 — — — 1
Q3 2025 — 2 855 3 002 1
Q2 2025 — — — 1
Q1 2025 — — — 1
Q4 2024 — — — 1
Q3 2024 410 2 014 2 120 1
Q2 2024 — — — 1
Q1 2024 — 1 392 1 342 1
Q4 2023 — — — 1
Q3 2023 — 1 017 1 102 1
Q2 2023 — — — 1
Q1 2023 — — — 1
Q4 2022 — — — 1
Q3 2022 — — — 1
Q2 2022 — — — 1
Q1 2022 54 678 735 1

Financials by year

2016 – 2025
Revenue, € 2025: 0 € · −100.0% vs 2024 · industry median 0 € · above 5% of the industry
01002003004005002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: — Industry median: 0 €20192020 Company: — Industry median: 0 €20202021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €20222023 Company: — Industry median: 0 €20232024 Company: 410 € Industry median: 0 €20242025 Company: 0 € Industry median: 0 €202501002003004005002018 Company: — Industry median: —2019 Company: — Industry median: 0 €20192020 Company: — Industry median: 0 €2021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €2023 Company: — Industry median: 0 €20232024 Company: 410 € Industry median: 0 €2025 Company: 0 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 1 898 099 € · −11.7% vs 2024 · industry median 0 € · above 98% of the industry
05001 0001 5002 0002 5002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 147 859 € Industry median: 0 €20192020 Company: 142 282 € Industry median: 0 €20202021 Company: 519 806 € Industry median: 0 €20212022 Company: 969 964 € Industry median: 0 €20222023 Company: 1 502 653 € Industry median: 0 €20232024 Company: 2 150 062 € Industry median: 0 €20242025 Company: 1 898 099 € Industry median: 0 €202505001 0001 5002 0002 5002018 Company: — Industry median: —2019 Company: 147 859 € Industry median: 0 €20192020 Company: 142 282 € Industry median: 0 €2021 Company: 519 806 € Industry median: 0 €20212022 Company: 969 964 € Industry median: 0 €2023 Company: 1 502 653 € Industry median: 0 €20232024 Company: 2 150 062 € Industry median: 0 €2025 Company: 1 898 099 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 19 504 680 € · +20.3% vs 2024
05 00010 00015 00020 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 1 831 751 €20192020 Company: 1 943 848 €20202021 Company: 2 349 174 €20212022 Company: 5 349 549 €20222023 Company: 10 946 005 €20232024 Company: 16 219 040 €20242025 Company: 19 504 680 €202505 00010 00015 00020 0002018 Company: —2019 Company: 1 831 751 €20192020 Company: 1 943 848 €2021 Company: 2 349 174 €20212022 Company: 5 349 549 €2023 Company: 10 946 005 €20232024 Company: 16 219 040 €2025 Company: 19 504 680 €2025
Equity, € thousand 2025: 7 271 401 € · +20.1% vs 2024
02 0004 0006 0008 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 560 251 €20192020 Company: 316 348 €20202021 Company: 830 174 €20212022 Company: 2 711 049 €20222023 Company: 4 161 445 €20232024 Company: 6 053 002 €20242025 Company: 7 271 401 €202502 0004 0006 0008 0002018 Company: —2019 Company: 560 251 €20192020 Company: 316 348 €2021 Company: 830 174 €20212022 Company: 2 711 049 €2023 Company: 4 161 445 €20232024 Company: 6 053 002 €2025 Company: 7 271 401 €2025
Employees 2025: 0 · industry median 1 · above 2% of the industry
0.00.20.40.60.81.02016 Company: 0 Industry median: —20162017 Company: 0 Industry median: —20172018 Company: 0 Industry median: 120182019 Company: 0 Industry median: 120192020 Company: 0 Industry median: 120202021 Company: 0 Industry median: 120212022 Company: 0 Industry median: 120222023 Company: 0 Industry median: 120232024 Company: 0 Industry median: 120242025 Company: 0 Industry median: 120250.00.20.40.60.81.02018 Company: 0 Industry median: 12019 Company: 0 Industry median: 120192020 Company: 0 Industry median: 12021 Company: 0 Industry median: 120212022 Company: 0 Industry median: 12023 Company: 0 Industry median: 120232024 Company: 0 Industry median: 12025 Company: 0 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 0 1 898 099 7 001 19 504 680 7 271 401 0
2024 410 2 150 062 5 120 16 219 040 6 053 002 0
2023 — 1 502 653 2 602 10 946 005 4 161 445 0
2022 — 969 964 1 735 5 349 549 2 711 049 0
2021 — 519 806 1 735 2 349 174 830 174 0
2020 — 142 282 347 1 943 848 316 348 0
2019 — 147 859 347 1 831 751 560 251 0
2018 — — — — — 0
2017 — — — — — 0
2016 — — — — — 0
2015 — — — — — 0
2014 — — — — — 0
2013 — — — — — 0
2012 — — — — — 0
2011 — — — — — 0
2010 — — — — — 0
2009 — — — — — 0
2008 — — — — — 0
2007 — — — — — 0
2006 — — — — — 0
2005 — — — — — 0
2003 — — — — — 0
2002 — — — — — 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Return on equity (ROE)
26.1 %
Net profit / equity
Return on assets (ROA)
9.7 %
Net profit / assets
Equity ratio
37.3 %
Equity / assets
Debt ratio
62.7 %
Liabilities / assets
Current ratio
1.30
Current assets / current liabilities

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 30 Jun 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 30 Jun 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 30 Jun 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 30 Jun 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 30 Jun 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 30 Jun 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 29 Oct 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Owner in

Beneficial owners

  • Ants Ratas
    Over 50% of voting rights in the consolidated entity · since 11 Sep 2018

Founders and other persons

  • Ants Ratas
    Founder · 40 000 € · 26 Sep 2001
shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64929Other credit granting, except pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 10059498 / 12
30 Oct 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
30 Oct 2023
PDF
Ä 10059498 / 11
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 10059498 / 10
18 Feb 2021
Deletion of activities from the registry card In force
18 Feb 2021
PDF
Ä 10059498 / 9
2 Sep 2019
Amendment entry In force
2 Sep 2019
PDF
Ä 10059498 / M2
29 Aug 2019
Ruling to eliminate deficiencies 18 Sep 2019 Deficiencies eliminated
2 Sep 2019
PDF
Ä 10059498 / 8
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10059498 / 7
8 Nov 2017
Amendment entry In force
8 Nov 2017
PDF
Ä 10059498 / 6
2 Nov 2016
Amendment entry In force
2 Nov 2016
PDF
Ä 10059498 / 5
23 May 2016
Amendment under Commercial Code § 525 (2) In force
23 May 2016
PDF
Ä 10059498 / 4
20 Dec 2012
Amendment entry In force
20 Dec 2012
PDF
Ä 10059498 / 3
25 Aug 2011
Amendment entry In force
25 Aug 2011
PDF
Ä 59498 / 2
8 Dec 2006
Amendment entry In force
8 Dec 2006
PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data