Loo Hoiu-Laenuühistu

Active Registry code 10098023 Tulundusühistu Loo alevik Registered 22 Jan 1997

Loo Hoiu-Laenuühistu is a Tulundusühistu based in Loo alevik, registry code 10098023, status: active. Main activity: Credit institutions. Its annual report for 2024 shows revenue of €0 and 3 employees.

Turnover

—

State taxes

8 052 €

↓ 80.8% vs Q2 2026

Labour taxes

8 254 €

↑ 2.1% vs Q2 2026

Employees

±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

Labour taxes per employee 8 254 €

above 85% of companies

industry median 2 214 € · companies in the industry: 443
Revenue · 2024 0 €

above 5% of companies

industry median 0 € · companies in the industry: 3 793

Taxes and turnover

Q4 2023 – Q3 2026

Labour taxes per employee, € Q3 2026: 8 254 € · +2.1% vs Q2 2026 · industry median 2 214 € · above 85% of the industry

Company
Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026

State taxes, € Q3 2026: 8 052 € · −80.8% vs Q2 2026

Figures by quarter
Quarter	Turnover, €	State taxes, €	Labour taxes, €	Employees
Q3 2026	—	8 052	8 254	1
Q2 2026	—	41 906	8 087	1
Q1 2026	—	11 094	11 336	1
Q4 2025	—	8 224	8 254	1
Q3 2025	—	24 121	8 254	1
Q2 2025	—	25 837	8 087	1
Q1 2025	—	10 232	10 458	1
Q4 2024	—	8 964	9 199	1
Q3 2024	—	6 763	6 940	1
Q2 2024	—	34 494	15 123	1
Q1 2024	—	8 907	9 142	1
Q4 2023	—	6 705	6 882	1
Q3 2023	—	6 705	6 882	1
Q2 2023	—	34 121	14 761	1
Q1 2023	—	9 220	9 456	1
Q4 2022	—	6 705	6 882	1
Q3 2022	—	6 705	6 883	1
Q2 2022	—	34 167	14 808	1
Q1 2022	—	9 270	9 458	1

Labour taxes per employee per month

2 751 €

Q3 2026 · calculated from EMTA data

Financials by year

2015 – 2025

Revenue, € thousand 2024: 0 € · −100.0% vs 2022 · industry median 0 € · above 5% of the industry

Company
Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 25 746 € · −76.8% vs 2024 · industry median 0 € · above 80% of the industry

Company
Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2022: 42.7 % · +12.9 pp vs the year before · industry median 26.3 % · above 59% of the industry

Company
Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 1 032 569 € · −8.9% vs 2024

Equity, € thousand 2025: 1 032 221 € · −8.9% vs 2024

Employees 2025: 3 · +0.0% vs 2024 · industry median 1 · above 80% of the industry

Company
Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year	Revenue, €	Net profit, €	Labour costs, €	Assets, €	Equity, €	Employees
2025	—	25 746	85 338	1 032 569	1 032 221	3
2024	0	111 006	74 415	1 134 009	1 133 292	3
2022	279 989	119 639	90 855	1 232 532	1 222 728	3
2021	165 034	49 242	73 840	1 251 684	1 224 521	3
2020	189 292	47 270	73 840	1 341 387	1 295 009	3
2019	188 971	—	—	1 422 376	—	3
2018	—	—	—	—	—	2
2017	—	—	—	—	—	2
2016	—	—	—	—	—	2
2015	—	—	—	—	—	2
2014	—	—	—	—	—	2
2013	—	—	—	—	—	2
2012	—	—	—	—	—	2
2011	—	—	—	—	—	2
2008	—	—	—	—	—	0
2007	—	—	—	—	—	3
2005	—	—	—	—	—	4
2004	—	—	—	—	—	4
2003	—	—	—	—	—	4
2002	—	—	—	—	—	4
2001	—	—	—	—	—	6
2000	—	—	—	—	—	7

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Return on equity (ROE)

2.5 %

Net profit / equity

Return on assets (ROA)

2.5 %

Net profit / assets

Equity ratio

100.0 %

Equity / assets

Debt ratio

0.0 %

Liabilities / assets

Current ratio

2 751.61

Current assets / current liabilities

Labour cost per employee per month

2 371 €

Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister

Annual reports
Year	Period	Filed	Report	Documents
2025	1 Jan 2025 – 31 Dec 2025	16 Jun 2026	Company’s own · audited	e-Äriregister
2024	1 Jan 2024 – 31 Dec 2024	17 Jun 2025	Company’s own · audited	e-Äriregister
2023	1 Jan 2023 – 31 Dec 2023	12 Jun 2024	Company’s own	e-Äriregister
2022	1 Jan 2022 – 31 Dec 2022	4 Apr 2023	Company’s own	e-Äriregister
2021	1 Jan 2021 – 31 Dec 2021	11 May 2022	Company’s own · audited	e-Äriregister
2020	1 Jan 2020 – 31 Dec 2020	16 Jun 2021	Company’s own · audited	e-Äriregister
2019	1 Jan 2019 – 31 Dec 2019	12 Aug 2020	Company’s own · audited	e-Äriregister

Board

Tiia Juurmann
Board member · since 5 Feb 2008
Elle Hütsi
Board member · since 17 Feb 2022
Sirje Pajo
Board member · since 19 Feb 2025

Right of representation

Any member of the management board may represent the commercial association in all transactions.

Owners

No owner information.

Beneficial owners

Elle Hütsi
Member of a senior management body (management or supervisory board) · since 11 May 2022
Marje Laimets
Member of a senior management body (management or supervisory board) · since 23 Oct 2018
Sirje Pajo
Member of a senior management body (management or supervisory board) · since 23 Oct 2018
Teet Kukk
Member of a senior management body (management or supervisory board) · since 23 Oct 2018
Tiia Juurmann
Member of a senior management body (management or supervisory board) · since 23 Oct 2018
Urmas Mägi
Member of a senior management body (management or supervisory board) · since 23 Oct 2018

Founders and other persons

Audiitorbüroo Fides OÜ
Audit firm · 9 May 2023
Marje Laimets
Supervisory board member · 12 Mar 2024
Teet Kukk
Supervisory board member · 12 Mar 2024
Urmas Mägi
Supervisory board member · 12 Mar 2024
Enno Raasuke
Member of the audit committee · 26 Jun 2003
Õnne Kurvet
Member of the audit committee · 26 Jun 2003
Marje Mesi
Member of the audit committee · 15 Dec 2025

shared board members, owners or beneficial owners

Activities (EMTAK)

64191Credit institutions Main

Rulings 26

All rulings (PDF)

Rulings
Number, date	Title	Deadline	State	Document
Ä 10006472 / 17 21 Sep 2026	Amendment entry		In force 21 Sep 2026	PDF
Ä 10006472 / M12 15 Dec 2025	Ruling to correct data outside an entry	29 Dec 2025	Deficiencies eliminated 15 Dec 2025	PDF
Ä 10006472 / 16 19 Feb 2025	Amendment entry		In force 19 Feb 2025	PDF
Ä 10006472 / 15 29 Jan 2025	Amendment under Code of Civil Procedure § 595¹ (1)		In force 29 Jan 2025	PDF
Ä 10006472 / M11 16 May 2024	Ruling to eliminate deficiencies in the annual report	15 Jun 2024	Deficiencies eliminated 12 Jun 2024	PDF
Ä 10006472 / M10 10 Apr 2024	Ruling to eliminate deficiencies in the annual report	10 May 2024	Deficiencies eliminated 12 Jun 2024	PDF
Ä 10006472 / M9 17 Feb 2022	Ruling to eliminate deficiencies	3 Mar 2022	Deficiencies eliminated 17 Feb 2022	PDF
Ä 10006472 / 14 17 Feb 2022	Amendment entry		In force 17 Feb 2022	PDF
Ä 10006472 / M8 16 Feb 2022	Ruling to eliminate deficiencies	2 Mar 2022	Deficiencies eliminated 17 Feb 2022	PDF
Ä 10006472 / M7 6 Mar 2019	Ruling to correct data outside an entry	26 Mar 2019	Deficiencies eliminated 8 Mar 2019	PDF
Ä 10006472 / 13 16 Jan 2018	Amendment entry		In force 16 Jan 2018	PDF
Ä 10006472 / 12 7 Nov 2017	Amendment entry		In force 7 Nov 2017	PDF
Ä 10006472 / M6 27 Jan 2016	Refund of the state fee		In force 27 Jan 2016	PDF
Ä 10006472 / M5 14 Jan 2016	Ruling to correct data outside an entry	13 Feb 2016	Deficiencies eliminated 14 Jan 2016	PDF
Ä 10006472 / M4 25 Apr 2013	Refund of the state fee		In force 25 Apr 2013	PDF
Ä 10006472 / M3 11 Apr 2013	Ruling to correct data outside an entry	11 May 2013	Deficiencies eliminated 11 Apr 2013	PDF
Ä 10006472 / 11 27 Jun 2012	Amendment entry		In force 27 Jun 2012	PDF
Ä 10006472 / M2 4 Jun 2012	Ruling to eliminate deficiencies	9 Jul 2012	Deficiencies eliminated 19 Jun 2012	PDF
Ä 10006472 / 10 17 Nov 2011	Automatic euro conversion entry		In force 17 Nov 2011	PDF
Ä 10006472 / 9 12 Oct 2011	Entry refused: deficiencies not eliminated		In force 27 Oct 2011	PDF
Ä 10006472 / 8 27 Sep 2011	Entry refused: deficiencies not eliminated		In force 13 Oct 2011	PDF
Ä 6472 / 7 3 Feb 2010	Amendment under Commercial Code § 525 (2)		In force 3 Feb 2010	PDF
Ä 6472 / 6 3 Dec 2008	Deletion of activities from the registry card		In force 3 Dec 2008	PDF
Ä 6472 / 5 5 Feb 2008	Amendment entry		In force 5 Feb 2008	PDF
Ä 6472 / 4 26 Sep 2003	Amendment entry		In force	PDF
Ä 6472 / M1 30 May 2003	Ruling to eliminate deficiencies (to be served)	1 Sep 2003	In force	PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data

Loo Hoiu-Laenuühistu

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

Taxes and turnover

Financials by year

Financial ratios for 2025

Annual reports

Board

Right of representation

Owners

Beneficial owners

Founders and other persons

Related companies

Activities (EMTAK)

Rulings 26